January 05, 2011

Insurance Regulatory Commission to pave the way auto insurance claims transparent brewing

Sunshine is the best disinfectant. Yesterday, the China Insurance Regulatory Commission in charge of relevant departments on the press briefing said that the current clients independent insurance claim information query system has been fully implemented in the field of auto insurance. Since January 1, 2010, the country's insurance consumers by calling the insurance company's customer service phone, or visit the official website of the insurance company, or go to the insurance company outlets, after identification, you can query their insurance policies auto insurance policy basic information, policy status, payment information, vehicle information, correcting information, insured event occurs if the insured vehicle, but also check to escape from danger situation, approved losses, Pei progress and is expected to address the various aspects of completion time, the amount and car auto insurance claim payments, etc., and also learned that the insurance company promises to complete the progress of claims and the related time frame and so on.

Right now, the China Insurance Regulatory Commission is actively promoting the establishment of property and casualty insurance industry cover claims self-check customer information system. According to the person in charge, the current positive progress in this work, the query system is running smoothly, gradually increase the amount of queries. As of the end of Q3 2010, the insurance consumer inquiries through independent search platform has reached 5,215,500 people. Implementation of self-insurance claim information inquiry system, help strengthen information disclosure, improve the transparency of the insurance company, in the maintenance of insurance consumers to know to effectively protect the interests of the insured, the insurance company data to improve the authenticity, check fraud, increase the insurance company management level, etc. can play an important role.

According to reports, the insurance consumers if the over the counter and telephone inquiries, customer service to insurance companies only provide their policy number and ID number, to check for relevant information. If the query through the network, insurance consumers can choose two ways, first to the insurance company's official website, click Settings in the Web page of the "insurance claim information about the" window, enter the policy number and ID number can be query. Second, to the official website of China Insurance Industry Association, click on "property insurance companies, claims information query" query entry icon, click the name of the insurance company, the network automatically with the company's underwriting claims information inquiry system connection, enter the policy number and identity Zheng Hao immediately after query.

Posted by: yuejiujin at 07:59 AM | No Comments | Add Comment
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Insurance Regulatory Commission to pave the way auto insurance claims transparent brewing

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October 26, 2010

My car hit the other side take full responsibility, but the other only on the Traffic Insurance, the insurance company only Peifu 2,000 yuan, but my car was identified by the 4S shop, offer about 50,000

My car hit the other side take full responsibility, but the other only on the Traffic Insurance, the insurance company only Peifu 2,000 yuan, but my car was identified by the 4S shop, offer about 5 million, they do not agree, saying that to their designated repair shop repair, 4S stores can I find each other after completing payment, as they do not want to, I can be charged and you get the repair money

Not afraid, you just through the Price Bureau's (in the traffic police brigade over there) for the valuation can go after the 4S shop to repair. The loss could cost you to all of his compensation.

Posted by: yuejiujin at 03:10 AM | No Comments | Add Comment
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Where renewal of car insurance problem

End of last year to buy the car and in the days of 4S to buy insurance (all risk), approaching the end of blink of an eye, because the house there one day An Insurance, I would like to renew my home directly to the nearby Tian An Insurance, or also to the continued good 4S shop continued good? What is the difference between the two it? 4S continued claim others say better, that is expensive.
Ask a question, the new car a year without danger, adjourned this year, there are no concessions? How much can offer?

Car insurance is the same, but the price of different insurance companies are not the same, but a difference of just a few hundred dollars, if your door if you ask any, and then the next call to ask how much money 4s shop ,,,, the terms of the insurance is the same, so you just have to look like the price, 4s shop insurance and insurance companies are the fills, so if you are a new car more expensive that some insurance companies some cheap points, say accurate, but there is no escape from danger, then should play a discount. Exactly how many is how the insurance companies. In general can affect you is the price, the other are the same.

Posted by: yuejiujin at 03:08 AM | No Comments | Add Comment
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My car and truck accidents. My full responsibility. Insurance issues and costs

My car was hit by someone else that I full responsibility for the police.
I went to three and suburbs strong.
I ask him how to get my car insurance.
My car can take the insurance repair Mody. Repair costs of both cars I also use the Mody.
His car is just to send something by car logistics company. He and I talk about what should be shipping.
I said to complaints. Please help people understand what I said Thank you so much
Supplementary question: If I give him complete a car. I have to operating costs charged. 400 words a day.
But also the case of operating levy.

I can report success?
I'll make him do

Make strong, car and 2,000 yuan in compensation, your own car if not for the loss on their own to repair the vehicle. His car to find their own insurance company repair. Other costs to other people tell you how much you should give how much. Who told you to full responsibility for ah. You on the other side was not injured and the death of the three no Peifu.

How many other amendments, the number of your insurance to pay, they do not exceed the limit on the line, because you buy a compulsory insurance with a third party, but your car can not because you did not buy Jusun Xian, you have to look at you have not had to buy non-deductible, and if not, then you have to bear 20% of the operating costs of waiting for him to sue you, anyway, how many gave the court sentenced the amount of insurance can lose anyway

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Compulsory insurance on the car issue

I bought a 2nd hand car. Motor vehicle ownership transfer when there is no compulsory insurance. The above is the original owner's name and license plate number. Now, when the annual inspection on the police told me that the license plate number and the insurance prior inconsistent. Refused to inspection car.
Chinese insurance companies is a joint insurance. I would like to ask me how the professionals do. Please look to the answer, thank you.

To find the previous owners and insurance companies transfer!
Or simply a re-buy their own insurance to pay strong!

To find a copy of the original owner of the ID card, take your identity card (temporary residence permits to foreign accounts) car registration certificate, driving license, you also transfer the invoice to the Chinese joint car insurance policy (policy There are addresses and phone) to change endorsements on the line, (also called the insurance transfer)!

Posted by: yuejiujin at 02:58 AM | No Comments | Add Comment
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I motorcycle insurance has expired more than 10 days of the

Opened a new car more than a year, the insurance just expired, but I opened more than a year has been no driver's license, I would like to ask the insurance under this situation, as I also do not pay to pay it, if you do not pay, was caught it is not the same. . . Driver's license because I did not. . . As it should be fine. Under the expert speakers

Posted by: yuejiujin at 02:56 AM | No Comments | Add Comment
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Compulsory insurance on the motorcycle

I hit the motorcycle at a 72-year-old (standing motorized vehicles or cross the street) of the old woman, causing injuries to his face and head, foot joint fracture, and now is in the hospital, all my documents are complete, and insurance companies also have been reported. Responsibility of traffic police have not yet sentenced is, I ask you: like me how much responsibility for this situation Yes, there are more than 10,000 yuan in medical expenses over how to divide ah, in addition to medical expenses, the insurance company can claim what (or how many ah) ? Thank you.

It depends on the security of those types of insurance, if you pay for a strong risk, beyond the strong narrow part of the medical expenses can only dig your own. (By accountability)

Posted by: yuejiujin at 02:52 AM | No Comments | Add Comment
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